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Friday, October 31, 2014

The Seniors Income Plan provides senior citizens with the financial assistance required to meet their basic needs. A monthly supplement is provided to seniors who have little or no income other than the federal Old Age Security pension and Guaranteed Income Supplement.

For further information contact:


Ministry of Social Services
Seniors Income Plan
2nd Floor - 2151 Scarth Street
Regina, Saskatchewan
S4P 2H8

In Regina, call: 306-787-2681
Outside of Regina, call Toll-free: 1-800-667-7161

Who is eligible?

You are eligible to receive the Seniors Income Plan benefits if:

  • you are 65 years of age or older;
  • you are a permanent resident of Saskatchewan;
  • you receive full or partial Old Age Security pension and Guaranteed Income Supplement; and
  • you have annual income below a specified level

Excluding the federal Old Age Security pension and Guaranteed Income Supplement, how much taxable income can I have before I am not eligible for SIP?

The table below shows the maximum SIP benefit seniors can receive and the taxable income levels (excluding the federal Old Age Security pension and Guaranteed Income Supplement) where the SIP benefit becomes $0, based on client category. Effective July 1, 2014.

 

Client Category - living
at home

Maximum SIP Benefit(monthly) 

Annual Taxable Income Level where SIP becomes $0  

Single Pensioner

 $260.00

 $4,560.00

Married - Both Pensioners

 $225.00

 $7,440.00

Married - Spouse less than 60 Years of Age

 $260.00

 $9,792.00

Married - Spouse receiving Allowance

 $260.00

$9,120.00

Client Category - living in Special Care Home

Maximum SIP Benefit (monthly)

Annual Taxable Income Level where SIP becomes $0

Single Pensioner

 $ 50.00

 $   912.00

Married - Both Pensioners

 $ 50.00

 $1,776.00

Married - Spouse less than 60 Years of Age

 $ 50.00

 $7,344.00

Married - Spouse receiving Allowance

 $ 50.00

 $1,824.00

 

When determining eligibility, the allowable taxable income level cut-offs include all personal income that is taxable for income tax purposes, excluding the federal Old Age Security pension and the Guaranteed Income Supplement. Income includes Canada Pension Plan benefits, bank interest, dividend payments, private pensions, wages over $3,500 per year and any other personal taxable income.

How do I apply for the Seniors Income Plan benefits?

No application is necessary. However, you must first apply for the federal Guaranteed Income Supplement. Eligibility for the provincial benefit is then determined by the amount of your federal Guaranteed Income Supplement.

If you are entitled to the maximum Guaranteed Income Supplement, you are also entitled to the maximum Seniors Income Plan benefit. An increase in your income will lower your Guaranteed Income Supplement entitlement with a similar corresponding reduction in your Seniors Income Plan benefit.

What is considered income?

All personal income that is taxable for income tax purposes, regardless of whether or not you pay income tax. This includes: Canada Pension Plan payments, bank and bond interest, dividend payments, private pensions and wages, but does not include the Old Age Security pension and Guaranteed Income Supplement. Assets are not considered in determining eligibility.

How much is the Seniors Income Plan payment?

The Seniors Income Plan (SIP) payment is determined by the amount of income reported on applications for the Federal Guaranteed Income Supplement (GIS) and/or previous year's income tax returns. The rates effective July 2013 are:

  • A maximum of $250.00 per month for a single pensioner and a married pensioner whose spouse is in receipt of Spouse Allowance.
  • A maximum of $215.00 per month each for a married couple where both are pensioners.
  • A maximum of $250.00 per month for a married pensioner whose spouse is less than 60 years of age.

Can seniors receive Seniors Income Plan benefits if they reside in long term care facilities?

Seniors receiving Level 2, 3 or 4 care in special care homes or hospitals may be eligible to receive a maximum of $50.00 to a minimum of $5.00 per month providing they meet the eligibility criteria.

Am I entitled to benefits if I move out of the province?

No. You are only entitled to Seniors Income Plan benefits for the month in which you leave the Province.

Whom should I notify if I change my address?

A temporary or permanent change of address should be reported to the Winnipeg Processing Centre at:

Service Canada,
Income Security Programs
Box 818 Station Main
Winnipeg, MB R3C 2N4

Or, if you prefer, call the toll free number at 1-800-277-9914 (English) or 1-800-277-9915 (French).



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